#1
in Pennsylvania$0
Fees16%
Return on InvestmentYour Workers’ Compensation Solution
Let’s face it…injuries at work happen, especially with health and human service providers who serve many high-risk, vulnerable populations. Employers in this space appreciate the dangers and want to protect their courageous staff members. Workers’ compensation coverage with a preemptive focus on employee safety is an important element in helping reduce injuries.
Embolden WC Trust is proud to offer a workers’ compensation solution tailored to the needs of health and human service employers and their employees. If you are a health and human service employer, you, too, can opt for safety and take control of your workers’ compensation experience by joining the Trust.
Expertise You Can Trust
Embolden WC Trust has selected outstanding business partners who embrace group self-insurance as a workers’ compensation model. Our partners providing administration, claims management, and risk management services collectively have more than 133 years of experience. This empowers the Trust to be financially strong, to deliver excellent claims management, and to support our members’ focus on workplace safety.
What Makes Us Different
✓
- Group self-insurance for Pennsylvania health and human service providers
- A trust, not an insurance company, so more flexible operations
- Owned and governed by the providers receiving coverage
- Ongoing and individualized robust risk management resources to head off bad claims experience
- Return of excess surplus to providers, with over $4M in dividends paid since 2018
- Focus on worker safety with no-cost risk management services and over $600,000 in safety grants since 2018
- Claims management that partners with the employer
- More flexibility in determining the annual contributions of its members
✘
- No vested interest or specialized knowledge regarding health and human services
- Providers have no control over the operations or priorities of the plans
- Highly regulated with little flexibility
- Continued coverage is not guaranteed, especially after bad claim experience
- Cost can be volatile
- Dividends are almost unheard of
- Grants to fund safety initiatives are non-existent
- At best, limited risk management services
Testimonials
What Our Members Are Saying
“We have been consistently pleased with the Embolden Workers’ Compensation Trust. The Trust provides fair pricing for members based on claims history. They cover all bases to run a successful program!”
Traci G.
“Being part of Embolden WC Trust over the years has helped mitigate the cost of our workers’ compensation premiums. For members, they offer educational training and risk management strategies to assist our agency in controlling cost and accomplishing our goals.”
Sherry B.
“Embolden WC Trust has been a sound business decision. It provides support in all areas of managing workers' compensation, assures that we are meeting all the regulatory compliance standards and provides invaluable partners.”
Susan B.
*Pennsylvania Community Providers Association Workers’ Compensation Group Self-Insurance Trust is now doing business as Embolden WC Trust.